Modifying your mortgage loan to be more affordable is a positive step toward improving your financial future.

We want you to succeed in homeownership. Success is within reach when all of your financial obligations are in order.

Post Modification coaching is a financial education program designed to help you be successful with your loan modification.  The process equips you with the information needed to make the right financial choices for the long term. The cost of this program is supported by our funders to promote housing stability.

Couple discusses financial options with supportive professional

Coaching is a client-driven process. We don’t tell you what to do—we help you execute on your plan. Your coach will encourage, motivate and hold you accountable to your commitments so that you can meet your goals. You and your coach will work together to develop an action plan reaching various financial goals which could be paying off debt or creating a savings plan.

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I am very thankful for the HPF housing coaching program and my financial coach. I was already on the right track with figuring out my finances and mortgage situation but the personal contact with a financial coach helped keep me on that track. Having someone to talk to and answer my questions was comforting and I didn’t feel so alone in the situation. Thank you!

I want to thank your company for helping me through my trying times. You were there for me in so many ways, now I can say I am handling my bills and mortgage much better. I have found that I can survive on very little cash per day or even per month. With great thanks!!! Keep up the work.

Jasmine was my coach. She was professional, informative, knowledgeable, and compassionate. She was thorough and realistic; it may not have been what I wanted to hear but she genuinely worked to provide the best solution, with alternatives, for my particular situation. She also approached my emotional state with understanding, at the same time, not allowing it to sugar coat the situation. I was impressed with her interaction with me. THANK YOU JASMINE.

My coach explained everything in a nonjudgmental manner and I looked forward to our phone session. It has been wonderful to see my debt being reduced. Thank you so much for the help.

My financial coach was professional and provided information/resources for me to obtain long-term goals in working within my budget, and eventually working on reducing my debt. I found my sessions with him to be informative and invaluable. Thank you!