We've helped more than nine million people just like you avoid foreclosure for free. Let us help you!

I Can't Make a Mortgage Payment

You're not alone. Learn how others have managed to get back on track. You just need to call us.

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I've Received a Mortgage Modification

Our post-mod coaches know what your servicer expects. Interested in a modification? Call your servicer to learn if you qualify for one.

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I am a Mortgage Scam Victim

Here are six warning signs you've been scammed. We'll help you – and you'll help others from being victimized when we report a scammer to authorities.

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We’re available to help you avoid foreclosure and stay current on your mortgage payments.
We want you to become a successful homeowner.
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We’ll Answer All Your Questions

Will I Lose My Home to Foreclosure?

It depends on the laws in the state where you own your home. But, here is a general description of four steps in the foreclosure process.

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What Alternatives Do I Have?

Even though the thought of foreclosure is scary, stressful, and overwhelming, the best thing to do is be proactive and talk with a counselor and your mortgage servicer to learn your options.

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What Can I Expect on a HOPE Hotline Call?

Your counselor will develop an accurate profile of your financial health.  And may join you in a call with your mortgage servicer to help resolve your situation.

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Why Should I Trust the HOPE Hotline?

The HOPE Hotline has been a trusted source of independent, HUD-approved housing counseling to more than nine million homeowners since 2007.

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