When you call the Homeowner’s HOPE® Hotline at 888-995-HOPE (4673), our experts will work with you to develop a plan tailored to your unique situation. Falling behind on mortgage payments can happen for many reasons, from job losses and rising interest rates to overwhelming debt loads to name a few. Call for FREE expert advice and get back on track.
Homeownership is changing and home buyers are more successful when they understand new rules and options. Getting the right information sets you up for a successful experience. Our experts help you understand how to navigate the home buying process and how to sustain it through the day you’ll pay off your mortgage. It all starts with a conversation to get started.
Reducing financial stress can improve overall health and well-being. Our financial coaches and debt counselors are specially trained to work with you to be more confident with your finances, take charge of your spending plan and debt, and build savings to become resilient to financial shocks. Connect to learn more.
We’re available to help you avoid foreclosure and stay current on your mortgage payments.
Even though the thought of foreclosure is scary, stressful, and overwhelming, the best thing to do is be proactive and talk with a counselor and your mortgage servicer to learn your options.
Your counselor will develop an accurate profile of your financial health. And may join you in a call with your mortgage servicer to help resolve your situation.
The HOPE Hotline has been a trusted source of independent, HUD-approved housing counseling to more than nine million homeowners since 2007.
Studies show that many older Americans face the looming possibility of foreclosure or eviction.
A reverse mortgages is available to homeowners age 62 and older to borrow against their home’s equity without having to make monthly mortgage payments.
Rental Assistance Resources It can be a confusing time now that COVID rental protections have ended. While 995 HOPE does not directly administer rental assistance programs or offer financial support to renters, we suggest people use the following resources to research rental assistance options. Find rental assistance programs in your state. https://www.hud.gov/states U.S. Treasury directory [...]
