When you call the Homeowner’s HOPE® Hotline at 888-995-HOPE (4673), our experts will work with you to develop a plan tailored to your unique situation. Falling behind on mortgage payments can happen for many reasons, from job losses and rising interest rates to overwhelming debt loads to name a few. Call for FREE expert advice and get back on track.
Homeownership is changing and home buyers are more successful when they understand new rules and options. Getting the right information sets you up for a successful experience. Our experts help you understand how to navigate the home buying process and how to sustain it through the day you’ll pay off your mortgage. It all starts with a conversation to get started.
Reducing financial stress can improve overall health and well-being. Our financial coaches and debt counselors are specially trained to work with you to be more confident with your finances, take charge of your spending plan and debt, and build savings to become resilient to financial shocks. Connect to learn more.
Your success as a homeowner is our #1 priority.
We’re available to help you avoid foreclosure and stay current on your mortgage payments.
888-995-4673
Even though the thought of foreclosure is scary, stressful, and overwhelming, the best thing to do is be proactive and talk with a counselor and your mortgage servicer to learn your options.
Your counselor will develop an accurate profile of your financial health. And may join you in a call with your mortgage servicer to help resolve your situation.
The HOPE Hotline has been a trusted source of independent, HUD-approved housing counseling to more than nine million homeowners since 2007.
An estimated 2.2 million homeowners holding 4.47% of the nation's mortgage loans are currently in forbearance, according to data from the Mortgage Bankers Association. While most lenders and loan servicers have been willing to work with homeowners during the pandemic, the latest announcements show that relief protections are set to end at the end of July 2021. With [...]
You are not alone. Homeowners and renters facing financial challenges are more successful in figuring out their next steps when they fully understand their options.
Sometimes financial challenges may lead to falling behind on your monthly mortgage or rent. While it can be confusing to understand your options, remember you are not alone.
