Homeowners & Renter Relief

Facing Foreclosure? Get Trusted Guidance

Facing foreclosure? As we continue to experience a bumpy economic landscape, the US has recently witnessed a rise in foreclosure filings. Depending on how challenging your financial situation is, it can be confusing to understand the available options that could help you keep in your home. You are not alone. Homeowners facing financial challenges are [...]
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Is it Time to Retool your Housing Budget?

Record-breaking rising prices for everyday goods and services, you’ve likely experienced changes to your monthly budget earmarked for housing.

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Aging-in-Place with Grace: Promoting Mental Wellness in Seniors

Here are some suggestions on how to to promote mental wellness in seniors. A good read if you’re supporting a friend or family.

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Six Strategies to Reduce Rent Payments

995Hope have put together a list of strategies that could help you keep more money in your pocket and minimize rent-related stress.

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Rent Spike? Know Your Rights

The average American pays $1,326 a month for rent and dedicates 33.1% of their budget to housing, making it the most significant expense for the majority of households. 

Need a Credit Boost? Consider Rent Reporting 

There are currently more than 40 million people in America paying rent. Use this resource to your advantage.

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Recovering After a Natural Disaster: An Essential Checklist for Homeowners

It is a familiar and relatable scenario for many seniors in this country, housing costs has gone up along with everything else.

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Senior Housing Hurdles: What You Need to Know

It is a familiar and relatable scenario for many seniors in this country, housing costs has gone up along with everything else.

995Hope Renters

Can’t Pay Your Rent? Explore Rental Assistance and Housing Counseling Resources

Rental Assistance Resources It can be a confusing time now that COVID rental protections have ended.  While 995 HOPE does not directly administer rental assistance programs or offer financial support to renters, we suggest people use the following resources to research rental assistance options.  Find rental assistance programs in your state. https://www.hud.gov/states  U.S. Treasury directory [...]
995Hope Housing Relief

How to Get on Solid Ground after Housing Relief Ends

If it feels like mortgage and renter’s relief extensions are a “moving target” it’s because that’s the reality we’ve been experiencing for a year and a half. COVID-era programs have been ongoing to help consumers with rental relief through the Emergency Rental Assistance and now homeowners via the Homeowner Assistance Funds, as well as forbearance/and [...]