Understanding Forbearance

If you are a homeowner facing financial challenges that may impact your ability to meet mortgage obligations, it can be helpful to understand the process of mortgage forbearance. This information is assembled to help you understand what mortgage forbearance is and what steps you might be able to take, based on your specific financial picture. [...]
Graphic - 3 Signs It’s Time to Connect with a Housing Counselor

3 Signs It’s Time to Connect with a Housing Counselor

Facing challenges because rent and home prices hitting record highs? 995Hope has options that may help you.

Homeowners & Renter Relief

Facing Foreclosure? Get Trusted Guidance

Facing foreclosure? As we continue to experience a bumpy economic landscape, the US has recently witnessed a rise in foreclosure filings. Depending on how challenging your financial situation is, it can be confusing to understand the available options that could help you keep in your home. You are not alone. Homeowners facing financial challenges are [...]

Pro Tips for Talking to Your Mortgage Servicer

Ever get stuck when dealing with automatic phone systems so commonly used by many financial institutions? Most of us want to speak to a live agent, but navigating through the menu of options can be time-consuming.   Even more challenging is when you finally speak to a live agent, you don’t have the necessary information at your fingertips.   That’s a common scenario for [...]
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5 Reasons to Seek Guidance from HUD-Certified Housing Counselors

When you face challenges with keeping up with housing payments, it’s important to seek guidance from knowledgeable, caring experts such as our HUD-certified housing counselors. The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies, including GreenPath’s 995 Hope Hotline, to help people get expert, unbiased advice on buying a home, renting, defaults, foreclosures, [...]
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Is it Time to Retool your Housing Budget?

Record-breaking rising prices for everyday goods and services, you’ve likely experienced changes to your monthly budget earmarked for housing.

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Six Strategies to Reduce Rent Payments

995Hope have put together a list of strategies that could help you keep more money in your pocket and minimize rent-related stress.

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Rent Spike? Know Your Rights

The average American pays $1,326 a month for rent and dedicates 33.1% of their budget to housing, making it the most significant expense for the majority of households. 

995Hope Reverse Mortgage

Common Questions about Reverse Mortgages

A reverse mortgages is available to homeowners age 62 and older to borrow against their home’s equity without having to make monthly mortgage payments.

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Recovering After a Natural Disaster: An Essential Checklist for Homeowners

It is a familiar and relatable scenario for many seniors in this country, housing costs has gone up along with everything else.